Student Loan Repayment Calculator

Estimate when your student loan will be paid off or written off, based on various plan types, your debt, and salary progression.

NOTE: This calculator assumes a fixed 6.5% interest rate, and that both your annual pay and the repayment thresholds increase by the specified Annual Pay Progression rate each year. It does not account for inflation or real-world interest rate fluctuations.

This applies to your salary and adapts pay scales each year, and also to repayment thresholds.

This is your starting gross income as a GP.

This percentage increase is applied to base pay scales during F1-ST years, and the difference is invested.

Annual growth rate for the hypothetical investment pots.