Pension Retirement Calculator

Individual Partnership

Desired Tax-Free Lump Sum (£):

Desired Annual Withdrawal (Today's Money (£)):

Annual Withdrawal Growth Rate (%):

Retirement Duration (Years):

Current Age:

Retirement Age:

Expected Annual Investment Growth Rate (Initial Period %):

Expected Annual Cautious Growth Rate (Last 5 Years Pre-Retirement & Post-Retirement %):

Current Pension Balance 1 (£):

Current Pension Balance 2 (£):

Annual Contribution 1 (£):

Annual Contribution 2 (£):

Desired Surplus (£):

Include State Pension?

Stop Contributing When On Track

Money Needed at Retirement:

Are you on track?

Years to Contribute:

Actual Tax-Free Lump Sum Taken:

Total Income Drawn:

Year-by-Year Breakdown

Year	Age	Start of Year Pot (£)	Contribution (£)	Growth (£)	Investment Rate (%)	Withdrawal (£)	State Pension (£)	DB Pension (£)	Higher Tax Rate Threshold Adjusted (£)	Higher Tax Rate Threshold in Today's Money (assuming 2% inflation) (£)	Lump Sum Taken (£)	End of Year Pot (£)